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Loan Program

Bridge Loans

Found the next house before your current one sold? Bridge financing lets you make a clean, contingency-free offer while your existing property sells on its own timeline.

2 minutes No SSN required Free, no obligation

Program Highlights

How a Bridge Loan Helps
No

Home Sale Contingency

A bridge loan lets you make a stronger offer on your next home without needing your current sale to close first.

Short

Term Structure

Bridge loans are designed to be temporary — typically paid off once your existing property sells or you refinance into permanent financing.

9

Days, One Recent Close

Bridge financing can move quickly when timing between two transactions is tight.

Who It's For

For Buyers Caught Between Two Homes.

If you've found your next property but your current home hasn't sold yet, a bridge loan gives you the equity and flexibility to move on your timeline instead of the market's.

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Program Requirements

How It Typically Works.

Bridge financing is short-term by design, structured around your specific sale and purchase timeline.

Equity in current home required Short-term / interest-only structures Pairs with a new purchase or refinance No contingency needed on new offer Nationwide availability Fast approval Loans from $500,000

A Deal We Closed

Success Stories
$640,000
Bridge Loan → Conventional

Clients needed to buy before their home sold. Bridge loan closed in 9 days — enabling a clean offer with no home sale contingency.

Apex
FAQ

Bridge Loan Questions

Can't find your answer? Reach out directly — we're happy to talk through your specific situation at no charge.

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A bridge loan uses the equity in your current home to provide short-term financing for your next purchase, so you're not forced to sell first or make your offer contingent on a sale.
Proceeds from the sale typically pay off the bridge loan, or you refinance into permanent financing on the new property — we'll map out the exact sequence with you up front.
Bridge loans can move quickly when timing is tight between two transactions — our fastest recent bridge closing was 9 days.
Yes — removing the home-sale contingency is often the single biggest thing that makes your offer competitive against cash in a tight market.

Don't Wait On Your Sale.

Tell us about both properties and your timeline — we'll structure the bridge that gets you to closing.

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