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Loan Program

Construction Loans

Building from the ground up or taking on a major renovation? Construction financing is structured around your draw schedule, with a clear path to permanent financing at completion.

2 minutes No SSN required Free, no obligation

Program Highlights

How Construction Financing Works
Draws

Released As You Build

Funds are released in stages tied to construction milestones, rather than as one lump sum at closing.

1

Close, Convert at Completion

Construction-to-permanent structures let you close once and roll into a standard mortgage when the build is finished, rather than closing twice.

Custom

Builds & Major Renovations

Whether it's ground-up new construction or a significant renovation project, financing is tailored to the scope of the work.

Who It's For

For Builders, Buyers & Renovators.

If you're building a custom home, working with a builder on a new construction purchase, or taking on a major renovation that goes beyond what a standard mortgage covers, construction financing is built for that scope.

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Program Requirements

What to Expect.

Construction loans involve a bit more coordination up front, but the payoff is financing that matches how the project actually unfolds.

Draw schedule based on milestones Builder or self-build options Construction-to-permanent available Major renovation projects eligible Coordinated appraisal & inspections Nationwide availability

A Deal We Closed

Success Stories
$3,000,000
Construction-to-Permanent Loan

A custom home builder financing a ground-up luxury spec home. Draws released on a milestone schedule, then converted to permanent financing at completion — no second closing required.

Holly Springs
FAQ

Construction Loan Questions

Can't find your answer? Reach out directly — we're happy to talk through your specific situation at no charge.

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Funds are released in stages as construction milestones are completed and verified, rather than all at once — this protects both you and the lender as the project progresses.
In many cases yes. Construction-to-permanent structures let you close once at the start of the project and automatically roll into a standard mortgage once construction is complete.
Typically yes — most programs require an approved, licensed builder or general contractor before construction financing can move forward.
Yes, several of our construction programs are equally suited to major renovation projects, not just ground-up new builds.

Let's Talk Through Your Build.

Tell us about the project and timeline, and we'll walk you through how construction financing would work for it.

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